Currencies & Payment Rails

Supported currencies, countries, and payment methods

Grid supports a wide range of fiat currencies and cryptocurrencies, with automatic routing across optimal payment rails based on currency, destination, and speed requirements.

Supported Currencies

CryptocurrencyAvailable Globally

Bitcoin (BTC) and Stablecoin transactions supported worldwide with no geographic restrictions.

Full Platform AccessUnited States & Europe

Onboard as a platform with complete access to APIs, hosted KYC/KYB, dashboard, and business integrations. Send payments to 65 countries on local banking rails, in addition to BTC and stablecoins.

Local Payment Rails65 Countries

Receive payments via local rails like SEPA, PIX, UPI, and more.

Country	ISO Code	Payment Rails
🇦🇹 Austria	AT	SEPA SEPA Instant
🇧🇪 Belgium	BE	SEPA SEPA Instant
🇧🇯 Benin	BJ	Bank Transfer
🇧🇼 Botswana	BW	Bank Transfer
🇧🇷 Brazil	BR	PIX
🇧🇬 Bulgaria	BG	SEPA SEPA Instant
🇧🇫 Burkina Faso	BF	Bank Transfer
🇨🇲 Cameroon	CM	Bank Transfer
🇨🇦 Canada	CA	Bank Transfer
🇨🇳 China	CN	Bank Transfer
🇨🇷 Costa Rica	CR	Bank Transfer
🇭🇷 Croatia	HR	SEPA SEPA Instant
🇨🇾 Cyprus	CY	SEPA SEPA Instant
🇨🇿 Czech Republic	CZ	SEPA SEPA Instant
🇩🇰 Denmark	DK	SEPA SEPA Instant
🇨🇩 DR Congo	CD	Bank Transfer
🇪🇪 Estonia	EE	SEPA SEPA Instant
🇫🇮 Finland	FI	SEPA SEPA Instant
🇫🇷 France	FR	SEPA SEPA Instant
🇩🇪 Germany	DE	SEPA SEPA Instant
🇬🇭 Ghana	GH	Bank Transfer
🇬🇷 Greece	GR	SEPA SEPA Instant
🇭🇰 Hong Kong	HK	Bank Transfer
🇭🇺 Hungary	HU	SEPA SEPA Instant
🇮🇸 Iceland	IS	SEPA SEPA Instant
🇮🇳 India	IN	UPI
🇮🇩 Indonesia	ID	Bank Transfer
🇮🇪 Ireland	IE	SEPA SEPA Instant
🇮🇹 Italy	IT	SEPA SEPA Instant
🇨🇮 Ivory Coast	CI	Bank Transfer
🇰🇪 Kenya	KE	Bank Transfer
🇱🇻 Latvia	LV	SEPA SEPA Instant
🇱🇮 Liechtenstein	LI	SEPA SEPA Instant
🇱🇹 Lithuania	LT	SEPA SEPA Instant
🇱🇺 Luxembourg	LU	SEPA SEPA Instant
🇲🇼 Malawi	MW	Bank Transfer
🇲🇾 Malaysia	MY	Bank Transfer
🇲🇱 Mali	ML	Bank Transfer
🇲🇹 Malta	MT	SEPA SEPA Instant
🇲🇽 Mexico	MX	SPEI
🇳🇱 Netherlands	NL	SEPA SEPA Instant
🇳🇬 Nigeria	NG	Bank Transfer
🇳🇴 Norway	NO	SEPA SEPA Instant
🇵🇭 Philippines	PH	Bank Transfer
🇵🇱 Poland	PL	SEPA SEPA Instant
🇵🇹 Portugal	PT	SEPA SEPA Instant
🇷🇴 Romania	RO	SEPA SEPA Instant
🇸🇳 Senegal	SN	Bank Transfer
🇸🇬 Singapore	SG	PayNow FAST Bank Transfer
🇸🇰 Slovakia	SK	SEPA SEPA Instant
🇸🇮 Slovenia	SI	SEPA SEPA Instant
🇿🇦 South Africa	ZA	Bank Transfer
🇰🇷 South Korea	KR	Bank Transfer
🇪🇸 Spain	ES	SEPA SEPA Instant
🇱🇰 Sri Lanka	LK	Bank Transfer
🇸🇪 Sweden	SE	SEPA SEPA Instant
🇨🇭 Switzerland	CH	SEPA SEPA Instant
🇹🇿 Tanzania	TZ	Bank Transfer
🇹🇭 Thailand	TH	Bank Transfer
🇹🇬 Togo	TG	Bank Transfer
🇺🇬 Uganda	UG	Bank Transfer
🇬🇧 United Kingdom	GB	Faster Payments Bank Transfer
🇺🇸 United States	US	ACH Wire Transfer RTP FedNow
🇻🇳 Vietnam	VN	Bank Transfer
🇿🇲 Zambia	ZM	Bank Transfer

Regional Summary

Europe

Primary: SEPA/SEPA Instant

32 countries

Africa

Primary: Bank Transfer

17 countries

Asia-Pacific

Various instant payment systems

11 countries

Americas

PIX, SPEI, ACH, FedNow

5 countries

Grid automatically selects the optimal rail based on currency, country, and amount. You don’t need to specify the rail in your API requests.

Currency Conversion

Grid handles currency conversion automatically through the quote system:

Exchange Rates

• Real-time rates: Grid provides live exchange rates based on market conditions
• Rate locking: Quotes lock rates for 1-15 minutes depending on payment type
• Transparency: Exact rates and fees shown before execution
• No hidden fees: What you see in the quote is what you pay

Example Conversion Flow

POST /quotes

{
  "source": {"sourceType": "ACCOUNT", "accountId": "InternalAccount:e85dcbd6-dced-4ec4-b756-3c3a9ea3d965"},
  "destination": {"destinationType": "ACCOUNT", "accountId": "ExternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d123"},
  "lockedCurrencySide": "SENDING",
  "lockedCurrencyAmount": 100000
}

Response:

Response

{
  "quoteId": "Quote:019542f5-b3e7-1d02-0000-000000000020",
  "status": "PROCESSING",
  "createdAt": "2025-10-03T15:00:00Z",
  "expiresAt": "2025-10-03T15:05:00Z",
  "source": {
    "accountId": "InternalAccount:e85dcbd6-dced-4ec4-b756-3c3a9ea3d965",
    "currency": "USD"
  },
  "destination": {
    "accountId": "ExternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d123",
    "currency": "MXN"
  },
  "sendingCurrency": {
    "code": "USD",
    "name": "United States Dollar",
    "symbol": "$",
    "decimals": 2
  },
  "receivingCurrency": {
    "code": "MXN",
    "name": "Mexican Peso",
    "symbol": "$",
    "decimals": 8
  },
  "totalSendingAmount": 100,
  "totalReceivingAmount": 17250,
  "exchangeRate": 17.25,
  "feesIncluded": 5,
  "transactionId": "Transaction:019542f5-b3e7-1d02-0000-000000000025"
}

This shows: Send $1,000 → Receive$17,250 (at rate 17.25), $250 fee.